About Us
How USBARE Helps You Pay Less 💰 Keep More 💵 and Grow More 📈
We evaluate your tax burden to help you pay less in taxes and grow long-term wealth.
Tax Prep vs. Tax Strategy
If your only contact with your CPA is in April, you're leaving money on the table.
Most business owners, high-net-worth individuals, and W-2 earners overpay the IRS without ever realizing it. Tax preparation looks backward — tax strategy looks forward. We conduct a full review of your current tax position to identify exactly where you're overpaying and what structures could reduce your liability, built on year-round planning designed before deadlines hit, not after.
Our Process
The STEPS Framework
How do we get there? We use our proprietary STEPS framework to help you confidently stop overpaying taxes — legally — while building and growing real wealth.
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S
Set Expectations
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T
Target Pain Points
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E
Establish Trust
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P
Position and Prescribe
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S
Sell and Secure
The purpose of this process is simple: understand your current tax position and determine whether there's a meaningful opportunity to reduce your liability strategically.
Pay Less. Keep More. Grow More.™
How Howard Brings Value
Tax Savings & Wealth Building
Most business owners and high-income earners overpay the IRS without realizing it, simply because traditional tax prep reports what already happened, while tax strategy plans what happens next. It starts with a Tax Assessment & Diagnosis — a full review of your current tax position built around year-round planning, shaped around your business, your income, and where you're headed next.
For Tax Savings
- Identify deductions, credits, and structures often missed by once-a-year tax prep
- Build a proactive, year-round tax strategy instead of a backward-looking filing
- Structure business and rental property income for greater tax efficiency
- Navigate the intersection of real estate ownership and tax strategy, drawing on Howard's own experience as a landlord and property owner
For Building & Growing Wealth
- Guidance on acquiring, financing, and managing income-producing property, informed by ICSC commercial real estate training and Howard's own rental portfolio
- Business financial strategy rooted in decades of real banking and entrepreneurial experience — not just theory
- A long-term, relationship-based approach: the goal is to be a recurring strategic partner, not a once-a-year filer
- Realtor-level market knowledge paired with accounting and tax insight, so clients see the full financial picture of any property or business decision
Who He Serves Best
A strategic partner — not a once-a-year filer.
Business owners, high-net-worth individuals, high-income W-2 earners, real estate investors, and homebuyers looking for a partner who thinks beyond the form.
Get Started
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