At USBARE, LLC, we believe tax planning should be proactive, not reactive. Strategic tax planning looks ahead, evaluates your financial situation, and identifies lawful opportunities to reduce taxes while building long-term wealth.
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Many taxpayers focus only on preparing their returns after the year ends. We evaluate which foundational and advanced strategies may fit your circumstances under applicable federal tax law, including the Internal Revenue Code (IRC), Treasury Regulations, and relevant IRS guidance.
Our goal is to help business owners, S-Corporation owners, real estate investors, and high-income W-2 professionals understand how legal tax strategy works, what opportunities may be available, and why a personalized Tax Savings Assessment should come before implementing any strategy.
Our objective is to help you understand your tax exposure, identify appropriate planning opportunities, and make informed decisions that support your long-term financial goals.
Foundational and advanced strategies work together, moving from understanding your position to a documented plan.
Review income, tax returns, business structure, and goals.
You receive: An understanding of the current tax position.
Evaluate foundational strategies and existing deductions.
You receive: A list of potential planning opportunities.
Examine advanced strategies for eligibility, costs, limitations, and risks.
You receive: A comparison of appropriate alternatives.
Model projected tax outcomes based on available information.
You receive: An estimate of potential tax impact, not a guaranteed result.
Complete required documentation, elections, and transactions.
You receive: A documented implementation plan.
Review results and changing circumstances.
You receive: Ongoing tax planning and compliance support.
The difference between basic tax preparation and strategic tax planning is that strategy evaluates potential decisions before they are made, rather than simply reporting completed transactions at year-end.
At USBARE, LLC, the objective is to identify strategies supported by the law and appropriate for the client’s actual circumstances. A compliant strategy should generally meet these standards:
The treatment must be supported by applicable IRC provisions, regulations, and other relevant authority.
Transactions must be genuine and accurately reflect what occurred.
Maintain invoices, receipts, mileage logs, payroll records, agreements, and other supporting documents where required.
Apply the appropriate tax forms, elections, classifications, and filing deadlines.
Evaluate eligibility requirements, deduction limits, phaseouts, passive activity rules, basis limitations, and potential recapture.
Reassess the strategy when circumstances or tax law change.
Each strategy below includes an explanation, potential client benefits, and relevant IRC references.
Identify and document ordinary and necessary business expenses, such as qualifying supplies, insurance, and professional fees.
Potential benefit: May reduce taxable business income through allowable deductions.
IRC §162
Review reasonable compensation, payroll, shareholder distributions, and eligible expense reimbursements.
Potential benefit: Supports compliant compensation and tax-efficient operations.
IRC §§162, 3121, 1366–1368
Evaluate eligible 401(k), SEP IRA, SIMPLE IRA, profit-sharing, and defined benefit plans.
Potential benefit: May provide qualifying deductions while building retirement wealth.
IRC §§401, 404, 408, 415
Review qualifying business assets, equipment, and real estate for depreciation and accelerated cost recovery.
Potential benefit: May accelerate eligible deductions and improve cash-flow timing.
IRC §§167, 168, 179
Establish procedures for reimbursing eligible employee business expenses with appropriate documentation.
Potential benefit: Qualifying reimbursements may be deductible by the business without being treated as employee wages.
IRC §62(c); Treas. Reg. §1.62-2
Review rental income, operating expenses, repairs, improvements, depreciation, and applicable limitations.
Potential benefit: May reduce taxable rental income through allowable deductions.
IRC §§167, 168, 212, 469
Evaluate eligible retirement benefits, HSAs, investments, rental activities, and charitable contributions.
Potential benefit: Identifies tax-planning opportunities based on the taxpayer’s complete financial circumstances.
Various IRC provisions
Project income, withholding, estimated payments, and potential deductions before relevant deadlines.
Potential benefit: Helps manage tax cash flow and potential underpayment penalties.
IRC §§6654, 6655, as applicable
Advanced strategies carry additional eligibility rules, costs, and compliance considerations that must be evaluated individually.
Evaluate qualifying rental of a personal residence for up to 14 days during the tax year.
Potential benefit: Qualifying rental income may be excluded from federal gross income. Fair rental value, actual use, and documentation matter.
IRC §280A(g)
Employ children for genuine business work at reasonable compensation and maintain payroll and work records as required.
Potential benefit: Qualifying wages may be deductible by the business and may shift income to a child in a lower tax bracket. Employment tax rules depend on the entity and circumstances.
IRC §§61, 162, 3101, 3111, 3121
Evaluate eligibility to contribute to an HSA while covered by a qualifying high-deductible health plan.
Potential benefit: Eligible contributions may receive favorable tax treatment, and qualifying medical withdrawals may be tax-free.
IRC §223
Evaluate legitimate transfers of income-producing assets or compensation for actual services.
Potential benefit: May allocate income where legally permitted. Transactions must reflect genuine economic activity and comply with related-party and reasonable-compensation rules.
IRC §§61, 162, 482, as applicable
Assess whether a genuine management company provides documented services to related businesses at supportable rates.
Potential benefit: May centralize business functions and allocate qualifying management expenses appropriately. Charges must reflect actual services.
IRC §§162, 267, 482, as applicable
Review genuine business losses, basis, at-risk amounts, passive activity rules, and excess business loss limitations.
Potential benefit: May allow eligible losses to offset income as permitted by law.
IRC §§165, 465, 469, 461(l)
Determine whether qualifying property is eligible for bonus depreciation under the law applicable to its acquisition and placed-in-service dates.
Potential benefit: May accelerate deductions and improve near-term cash flow. Eligibility and future recapture must be evaluated.
IRC §168(k)
Review payroll procedures, eligible employee benefits, and employer-sponsored plans.
Potential benefit: May identify allowable deductions and tax-favored benefits while improving compliance.
IRC provisions depend on the benefit
Evaluate whether separate operating companies, holding structures, or related entities serve legitimate business purposes.
Potential benefit: May support operational organization, succession planning, and appropriate tax administration. Additional entities do not automatically generate tax savings.
IRC provisions depend on the structure
Coordinate eligible gifts, trusts, beneficiary designations, estate planning, and business succession with qualified professionals.
Potential benefit: May support wealth transfer and potential estate or gift tax planning.
IRC §§1014, 2001, 2501, as applicable
Get startedYour income, business, investments, and financial goals are unique. Your tax strategy should be too. USBARE, LLC helps business owners and high-income professionals evaluate potential tax-planning opportunities, understand the applicable rules, and develop a strategy focused on keeping more, growing more, and building wealth.
Every taxpayer’s situation is different. A strategy that benefits one business owner may not be suitable for another. We evaluate your circumstances to identify opportunities that may be legally available, financially worthwhile, and properly documented.
Take the next step toward a proactive tax strategy built around your income, business, investments, and long-term financial goals.
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