For physicians, business owners & high-income earners

You didn't build this career to hand the IRS $50K a year.

Most high earners have a good accountant and still leave real money on the table — because filing correctly isn't the same as planning ahead. USBARE builds the year-round strategy your return has been missing.

Free 30-minute call · No obligation · Limited slots each week

Howard A. DaCosta
Howard A. DaCosta — CEO & Tax Strategist Founder, USBARE, LLC
~40 years banking, accounting & real estate experience
Founded 2013 — USBARE, LLC
44+ years based in Brooklyn, NY
Licensed real estate professional since 2006

The Planning Gap

Filing your taxes correctly and planning them ahead are two different services.

Most high earners only get the first one. Whether it's business income, investment wealth, or a high-paying W-2 — if your only relationship with your CPA is April, here's what that gap usually costs.

01

Deductions Never Claimed

Entity structure, retirement vehicles, and depreciation strategies that apply to your situation but were never raised because no one was looking for them.

02

Reactive, Not Proactive

Most accountants tell you what you owe in April. By then, the decisions that would have changed that number were already behind you.

03

Generic Advice, Not Your Numbers

Rules of thumb aren't a strategy. What works depends on your entity, your income mix, and your goals — reviewed line by line.

How We Work

Two steps. One goal — keep more of what you earn.

Over forty years in the business space, built into a solutions program that keeps working for you long after April.

Step One

Position & Prescribe

We start with a Tax Assessment — a full review of your current filings and financial picture to find exactly where you're overpaying, and why.

A paid, in-depth diagnostic — not a guess.
Step Two

Structure & Secure

If it makes sense, we build out your Advance Tax Strategy — entity structure, deduction planning, and timing built around your real numbers.

Ongoing advisory, bookkeeping & payroll support included.

Why USBARE

The aim: maximize profits, minimize taxes, optimize cash flow.

T

Tax Expertise

Tax laws can be complicated, but USBARE, LLC understands them inside and out. Whether business or personal, our experience empowers you to take control of your taxes.

C

Cost Efficiency

You'll never pay more than your fair share of taxes when you work with us. Our team brings years of expertise to your filings with managed cost.

A

Audit Readiness

A 12-step process ensures your company is audit-ready when the time comes — from month-end close to asset valuation.

S

Time Savings

We identify time drains in your day and week, and work directly with you to customize the most effective solutions.

40+ Years in the Business Space
100+ Business Clients Served
12-Step Audit Readiness Process

Client Feedback

Trusted by business owners across the region.

"USBARE transformed our bookkeeping and made taxes far easier to manage. Their guidance saved us real money."

Howard D., Small Business Owner

"Their payroll support and tax planning gave us confidence during growth. Clear, dependable, and personal service."

Maria G., Real Estate Investor

Find out what's on the table — free.

A 30-minute discovery call is enough to tell you whether there's real money you're leaving with the IRS. If there isn't, we'll tell you that too.