For physicians, business owners & high-income earners

You didn't build this career to hand the IRS $50K a year.

Most high earners have a good accountant and still leave real money on the table — because filing correctly isn't the same as planning ahead. We build the strategy your return has been missing.

Book Your Free Discovery Call See how it works
~40 years banking, accounting & real estate experience
Founded 2013 — USBARE, LLC
44+ years in Brooklyn, NY
Licensed real estate professional since 2006
The planning gap

Filing your taxes correctly and planning them ahead are two different services.

Most high earners only get the first one. Here's what that gap usually costs.

01

Deductions never claimed

Entity structure, retirement vehicles, and depreciation strategies that apply to your situation but were never raised because no one was looking for them.

02

Reactive, not proactive

Most accountants tell you what you owe in April. By then, the decisions that would have changed that number were already behind you.

03

Generic advice, not your numbers

Rules of thumb aren't a strategy. What works depends on your entity, your income mix, and your goals — reviewed line by line.

How we work

Two steps. One goal — keep more of what you earn.

STEP ONE

Position & Prescribe

We start with a Tax Assessment — a full review of your current filings and financial picture to find exactly where you're overpaying, and why.

A paid, in-depth diagnostic — not a guess.
STEP TWO

Structure & Secure

If it makes sense, we build out your Advance Tax Strategy — entity structure, deduction planning, and timing built around your real numbers.

Ongoing advisory, bookkeeping & payroll support included.
Howard Dacosta, Founder of USBARE
Who you'll be working with

Howard Dacosta

Founder, CEO & Tax Strategist, USBARE

I've spent nearly 40 years across banking, accounting, and real estate — most of it right here in Brooklyn, where I've lived for over 44 years. I founded USBARE in 2013 after seeing the same gap over and over: business owners and high-income professionals with excellent bookkeeping, but no one thinking ahead on their behalf.

USBARE exists to close that gap — proactive tax strategy, not just filing, for physicians, business owners, and high-income W-2 earners who are ready to keep more of what they make.

~40 yrsBanking, accounting & real estate
2013USBARE founded
2006Licensed real estate career began
44+ yrsBased in Eastern Brooklyn

Find out what's on the table — free.

A 30-minute discovery call is enough to tell you whether there's real money you're leaving with the IRS. If there isn't, we'll tell you that too.

Tell us a bit about you

We'll use this to prepare for your call — then you'll pick a time that works for you.
Your information is used only to prepare for your discovery call.
Booked a call? Please check your spam or junk folder for the confirmation email — our domain is new, so some inboxes misfile the first message.
Booked a call? Please check your spam or junk folder for the confirmation email — our domain is new, so some inboxes misfile the first message.
← Edit my information
QR code linking to usbare.com
Scan to visit usbare.com Or fill out the form above to book directly